Apply for Financing
Finish here, then complete the full application.
The full application is the one that gets you an offer. No obligation, no hard credit pull to start.
First, who are we preparing this for?
We'll use this to follow up if the full application isn't finished. No hard credit pull.
Before you start
Is this the full loan application?
No. This is a short pre-application that puts your scenario in front of our team and tells us how to reach you. The full application follows immediately, on the last screen, and that is the one that gets you an offer. Finishing both in one sitting is the fastest path.
Does starting this affect my credit?
No. There is no hard credit pull to start. We look at the deal first, the property, the equity, and your plan for it, and we tell you what we need before anything touches your credit.
What happens after I submit this form?
Your scenario goes to our team and the full application appears right away so you can keep going. If you stop before finishing it, we still have your contact details, so someone will follow up rather than leaving the deal sitting.
Am I committing to anything by applying?
No. Applying is not a commitment on either side: nothing here is a commitment to lend, and you are free to walk away. Every loan we make is business-purpose only, for investment or commercial property, and all terms are subject to underwriting.
How fast can you close once I apply?
Fix and flip and residential bridge loans typically close in 5 to 7 days once we have your basics. Rental (DSCR) loans usually take 2 to 3 weeks because of the appraisal and rent verification. The biggest variable is how quickly title, insurance, and your documents come together, which is why finishing the full application early matters.
Business-purpose loans only. Not a commitment to lend. All terms subject to underwriting. USA Mortgage is an assumed name (DBA) of USAM I FUND, LLC, a Texas limited liability company.