Which loan fits your deal?

Fourteen. They cover the choices investors actually get stuck on: DSCR versus hard money, hard money versus conventional, bridge versus DSCR, assignment versus double close, LLC versus personal name, rate-and-term versus cash-out refinance, and eight more. Each one is a single page on a single decision rather than a general overview.

Read the one that names your exit. If you are deciding whether to keep or sell, start with DSCR versus hard money. If you are deciding how to get paid on a contract you control, start with assignment versus double close. If you are deciding how to hold title, start with LLC versus personal name. If you already know the product and are only checking the price, the rate-and-term versus cash-out page is the one that changes the math.

On most of them, yes. We lend on hard money, DSCR rental, bridge, transactional funding, bank statement, portfolio, conventional investment, commercial permanent and SBA, which means for most of these pages we fund either answer. That is deliberate: a comparison is only useful if the writer is not steering you toward the one product they happen to sell.

The points, the term, and what happens if you are late. A point is an upfront fee equal to 1% of the loan amount, and on private loans origination typically runs 1 to 3 points, so a lower rate with more points can cost more over a six-month flip. Also compare how fast the lender can actually close, since a cheaper loan that misses your contract date is not cheaper. Then read the extension terms before you need them.

No. They explain how the financing works and what each choice costs. Several of them, LLC versus personal name and assignment versus double close especially, sit on top of questions that are genuinely legal questions and that vary by state. Read the page for the financing, then take the structure to your attorney or CPA.