We lend in most states, with local pages for the markets where our investors are most active. Texas is home: we are headquartered in Bee Cave, outside Austin.
Dallas-Fort Worth7 markets, zoomed in so every name fits.
Swipe the map to pan across our markets.
Not available in all states. Business-purpose loans only.
Not in one of these markets? We still lend in most states. Talk to us about your deal, wherever it is.
Markets FAQ
Lending where you buy.
Which markets do you have local pages for?
Eighty, across ten states. That is seventy-one metro pages plus nine statewide hubs, covering Texas, California, Washington, Oklahoma, Florida, Colorado, North Carolina, Tennessee, Georgia and Washington DC. Texas is home: we are headquartered in Bee Cave, outside Austin, and it has the deepest coverage.
My city is not on the map. Can you still lend there?
Very likely yes. The map shows where we have built local pages, not the limit of where we lend. We are a direct private lender working in most states, and we build a city page where our investors are already most active, which is a different question from where a loan is possible. A few programs carry state-specific nuances, so we will confirm availability for your exact scenario the first time we talk.
What is actually on a city page?
The local version of every program, plus the local numbers that change a deal's math. Each market has a hub page and a page per program, and the local detail is the point: property tax rates, permit and impact fees, occupancy and short-term rental rules, and the county recording practice that decides how fast you can close there. They are not one template with the city name swapped in.
How current are the local tax rates, fees and ordinances on those pages?
Every figure carries the date we read it, and we correct the pages as the rules change. Local figures come from a primary source: the county assessor, the state department of revenue, the city code or permit portal. Local rules move, sometimes mid-quarter, and where a number is mid-change or we could not verify it, we say so on the page instead of guessing. Before you commit a budget, confirm anything that drives it with the city or county.
Do you lend on out-of-state deals, or do I have to be local?
You do not have to live where you are buying. We are asset-based: we underwrite the property, its equity and your business plan, so what matters is the deal and the exit rather than your address. Out-of-state investors are routine in these markets, which is exactly why the local pages exist, so you can read what the county actually does before you are under contract.
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