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Austin DSCR Loans

Long-term financing that qualifies on the property.

Financing DSCR rental loans for real estate investors across Austin, from Austin to Cedar Park. Hold your rentals with financing that underwrites the asset, not just you. DSCR as low as 0.75, rates from 5.5% interest-only, and 30-year fixed options for single properties or whole portfolios.

Austin rewards investors who can move fast and negotiate well, whether in the urban core or out in the Hill Country, and its long-term growth story keeps well-bought deals in demand.

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0.75
min DSCR
5.5%
rates from
30-yr
fixed avail.

Typical figures, subject to underwriting and market conditions. Not a commitment to lend.

Why investors choose USAM in Austin

In your backyard

We are a local lender, not an out-of-state call center. Meet the team and tour the deal.

Built for Austin velocity

A hot market rewards speed. We can fund in as few as 5-7 days on a complete file.

Creative structure

Austin deals rarely fit a box. Complex scenarios are where we do our best work.

Renting across Austin
AustinBee CaveLakewayCedar ParkRound RockPflugervilleDripping SpringsBuda
Full Rental / DSCR detailsAll Austin lendingRun the numbers

Rental / DSCR questions

Funding Austin rentals fast.

Get real terms, usually same day. No obligation, no hard credit pull to start.

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