One loan across the whole portfolio. See if it pencils.
One loan, one payment across the whole pool, and the portfolio cash-flows comfortably at this leverage.
Inputs are pre-filled with example figures, edit them to match your deal. Estimates only, for planning purposes, and not a rate quote, an offer, or a commitment to lend. Your actual rate and terms depend on a full review of your deal.
A portfolio (blanket) loan rolls multiple rentals into a single loan with one payment. Lenders underwrite the pool, not each door: total rents against the total payment, which means a strong property can carry a weaker one. This calculator sizes the blanket loan at your target LTV and shows the portfolio-level DSCR and monthly cash flow at that leverage.
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