Bridge Loan vs DSCR Loan
Short-term capital to reposition, then long-term money to hold.
These are usually two steps in the same plan, not an either-or choice. A bridge loan is short-term, interest-only capital to acquire and reposition a property, through renovation, lease-up, or a partner buyout, before it can qualify for permanent financing. A DSCR loan is the long-term takeout once the property is stabilized and renting, qualified on its cash flow.
Use a bridge loan to buy and stabilize a property that cannot qualify for permanent financing yet, then refinance into a DSCR loan once it is rented and cash-flowing. Bridge to reposition, DSCR to hold.
Rates and terms shown are typical figures, subject to underwriting and market conditions. Not a commitment to lend.
Common questions
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