Houston Hard Money Lender

Private capital for Houston-area investors.

USAM Fund funds real estate investors across greater Houston, from inner-loop renovations to new construction out in Katy and Cypress. As a Texas-based direct lender, we make our own decisions and move fast, so a value-add or a quick bridge does not stall waiting on an out-of-state committee.

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Knows the Houston map

Different submarkets, different rules. We underwrite the deal in front of us, not a template.

Fast on a complete file

We can fund in as few as 5-7 days when your documents are ready.

Every investor strategy

Fix and flip, DSCR rental, ground-up, bridge, and portfolio, all in-house.

Loan programs for Houston investors

Acquisition through exit, all funded in-house.

Fix and Flip Rental / DSCR Ground-Up Construction CRE Bridge Transactional Financing Bank Statement / No-Doc Conventional Investment Portfolio Loans CRE Permanent SBA Financing

Popular in Houston

Houston Fix and Flip Loans Houston DSCR Loans

Areas we serve

HoustonKatySugar LandThe WoodlandsPearlandPasadenaCypressSpring

Funding Houston deals fast.

Get real terms, usually same day. No obligation, no hard credit pull to start.

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