Texas DSCR Loans
Long-term financing that qualifies on the property.
Financing DSCR rental loans for real estate investors across Texas, from Austin to Dallas. Hold your rentals with financing that underwrites the asset, not just you. DSCR as low as 0.75, rates from 5.5% interest-only, and 30-year fixed options for single properties or whole portfolios.
Texas has no state income tax and some of the strongest population inflows in the country, which keeps investor demand deep across its major metros.
Typical figures, subject to underwriting and market conditions. Not a commitment to lend.
Why investors choose USAM in Texas
Texas-based, Texas-savvy
We know the markets, the title companies, and the speed Texas deals move at, because we operate here.
Direct lender, no broker
We underwrite and fund in-house. No middle layer slowing down your close.
Every investor strategy
Flips, rentals, new construction, bridge, and portfolio loans, all under one roof.
Rental / DSCR questions
Funding Texas rentals fast.
Get real terms, usually same day. No obligation, no hard credit pull to start.