Ground-up construction loans built for Forney's Gateway growth corridor.
USA Mortgage funds ground-up construction in Forney and across Kaufman County, up to 70% LTV and 85% of cost, with loans up to $5 million in most states. Forney assesses water, wastewater and roadway impact fees at platting and collects them at building permit issuance, a gap your draw schedule needs to carry. Permit revenue here still sits well off its FY2023 peak, so absorption is the constraint to underwrite, not entitlement. This is business-purpose capital for investors and companies building non-owner-occupied product, not a loan for your own home.
Typical figures, subject to underwriting and market conditions. Not a commitment to lend.
We finance both the land and the vertical construction, with a draw schedule built around your timeline. Experienced builders can access higher leverage on cost.
*Typical terms, subject to underwriting and market conditions.
Pressure-test the deal in seconds with our free construction loan calculator, no sign-up required.
Sources: forneytx.gov
Sources: forneytx.gov
Sources: forneytx.gov
Sources: kaufman-cad.org
Sources: forneytx.gov
Local rules move. Every tax rate, fee, ordinance and market figure here comes from a primary source and carries the date we read it, and we correct them as the rules change. Where a number is mid-change or we could not verify it, we say so rather than guess. Before you commit a budget, confirm anything that drives it with the city or county, and talk to your attorney or CPA on questions of law or tax.
Published by USA Mortgage Funding, LLC, NMLS #152588. Researched from primary sources by our team, drafted with AI assistance, and every figure checked against its source before publishing. Where an answer rests on a public record, that record is linked under it. Figures read on 2026-09-04.
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