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Ground-Up Construction in Sarasota

Sarasota-Manatee is a builder's metro before it is anything else: construction runs about 9.3% of all metro jobs, roughly 1.7 times the national share, and two of the country's four best-selling master-planned communities, Lakewood Ranch and Wellen Park, sit inside it. What that means for your budget is that impact fees and CDD carry costs are as real a line item as lumber, and a barrier-island lot adds site work a mainland parcel does not. We fund the land and the vertical build together, up to 70% LTV and 85% of cost, with draws paced to your schedule, subject to underwriting.

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70%
max LTV
85%
of cost
Most states
funding
$5M
max loan

Typical figures, subject to underwriting and market conditions. Not a commitment to lend.

How it works

We finance both the land and the vertical construction, with a draw schedule built around your timeline. Experienced builders can access higher leverage on cost.

Who it's for
Spec home builders
Developers and operators
Lot purchase or teardown
Build-to-rent strategies
Typical terms
Loan amountUp to $5M
LeverageUp to 70% LTV / 85% LTC
Term12 to 24 months
DrawsPer build schedule
RateFrom 10.00%*
UseSpec or build-to-rent
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*Typical terms, subject to underwriting and market conditions.

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Ground-Up Construction in Sarasota: local questions

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