Ground-Up Construction in Tulsa
Tulsa County authorized 3,184 private housing units by building permit in 2025, up 13% from 2024, and construction employment grew to 30,700 jobs, one of only three sectors adding headcount in an otherwise flat metro. The build math here carries two local wrinkles: Oklahoma's 5% valuation cap resets the year you buy the lot and again the year you improve it, and Oklahoma taxes an open-ended construction mortgage on the property's value instead of the loan unless the instrument states a maximum. We finance the land and the vertical build up to 70% LTV and 85% of cost, with draws sized to your schedule, subject to underwriting.
Typical figures, subject to underwriting and market conditions. Not a commitment to lend.
How it works
We finance both the land and the vertical construction, with a draw schedule built around your timeline. Experienced builders can access higher leverage on cost.
*Typical terms, subject to underwriting and market conditions.
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Ground-Up Construction in Tulsa: local questions
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