Transactional funding that carries a Boulder double close.
For wholesalers and assignment deals, we fund the A-to-B leg so you can close the B-to-C. Short-term transactional capital that bridges the gap and keeps your deal on schedule. Colorado has no wholesaler disclosure statute, and a double close here settles through a title company's escrow, the same structure that makes a same-day A-to-B-to-C close possible. Business-purpose only, and every structure is set in underwriting.
Typical figures, subject to underwriting and market conditions. Not a commitment to lend.
How it works
Funding is typically same-day with flat-fee pricing and no appraisal or credit check, since the loan is repaid from the simultaneous resale. Bring us the closing docs and we handle the rest.
*Typical terms, subject to underwriting and market conditions.
Local FAQ
Transactional Funding in Boulder, answered.
Do I need a real estate license to wholesale a deal in Boulder County?
Not automatically, but the line worth knowing is a broker-license exclusion, not a wholesaling statute, because Colorado does not have one. No Colorado wholesaler-disclosure statute exists, confirmed again for the 2026 legislative session, so nothing forces a special filing or notice on a Boulder assignment. What actually governs is CRS 12-10-201(6)(b)(IV), which excludes a person "acting personally... on its own behalf as principal in acquiring or in negotiating to acquire any interest in real estate" from the real estate broker license requirement. A wholesaler who contracts as principal and assigns that contract sits inside that exclusion; marketing the property itself, rather than the contract, for a fee is unlicensed brokerage. No Colorado case law or Division of Real Estate guidance construes exactly where that line falls, so treat it as a starting point for your own attorney, not a settled rule.
Is there a Colorado wholesaler disclosure law that applies to my Boulder deal?
No, and treat any claim otherwise as outdated. A widely repeated version of this fact online is simply wrong: no Colorado wholesaler-disclosure statute has been located, and the 2026 legislative session was checked again with the same result. States that did pass 2025 wholesaling disclosure laws, Connecticut, Maryland, North Dakota, Oklahoma and Tennessee, do not include Colorado. Nothing in Boulder County or City of Boulder code adds a local layer on top of that. Confirm this with your own attorney before relying on it, since legislation can move, but as of this research pass there is no statute to comply with.
What does a Boulder County double close actually cost beyond our fee?
Less than you would expect, because Colorado prices conveyance by the document, not by a percentage of the sale. Closing twice means paying the documentary fee and the recording charge twice, but Colorado's documentary fee runs one cent per hundred dollars of consideration and the state's recording charge went flat in 2025: $43 per recorded document regardless of page count. There is no percentage transfer tax anywhere in Boulder County. On a $700,000 Boulder County deal that works out to about $70 in documentary fee and $86 to record a deed plus a deed of trust, a small fraction of what the same double-close structure costs in a state that taxes conveyance by percentage of price. Ask us or your title company for the exact numbers on your deal.
Will a Boulder County title company fund my A-to-B leg the same day?
Some will and some will not. Confirm it before you go under contract, because it is a per-company decision, not a state rule. Colorado closes through title companies with escrow, not attorneys, which is the structural piece that makes a same-day A-to-B-to-C double close possible: one escrow officer can sequence both legs. Whether a specific Boulder County title company will use your B-to-C buyer's funds to fund the A-to-B leg same-day varies by company and by underwriter, and there is no statewide wet-funding or dry-funding rule on record either way. Call the title company before you contract to confirm it handles back-to-back or assignment closings; not every one of them will.
If I am double-closing a Boulder rental, does the rental license transfer with it?
No, and that is the diligence point a wholesaler needs to flag before the B-to-C buyer counts on day-one cash flow. A City of Boulder rental license expires the moment ownership transfers, so your buyer inherits a property, not a license. Before it can legally be rented again, the new owner needs a fresh inspection by a privately licensed inspector and, since every licensed rental unit in Boulder must meet the SmartRegs energy standard, either a filed HERS rating of 120 or less or a passing SmartRegs inspection. Telling a buyer it is rented and cash flows, on a Boulder property you are assigning or double-closing, describes a use they cannot legally continue on day one without that paperwork.
Who actually closes my Boulder County double close, an attorney or a title company?
A title company running escrow, not an attorney. Colorado closes through title companies, and unlike some states, Colorado's title insurance rates are filed with the Division of Insurance by each underwriter rather than fixed by regulation, so premiums can vary company to company. That is worth a call on a double close specifically: ask whether your underwriter's filed rate manual offers a reissue or simultaneous-issue rate on the second leg. Whether Boulder County underwriters actually offer that rate on a same-day double close was not confirmed in our research, so ask the question directly rather than assuming the discount applies.
More Transactional Funding questions, answered on the program page
Local rules move. Every tax rate, fee, ordinance and market figure here comes from a primary source and carries the date we read it, and we correct them as the rules change. Where a number is mid-change or we could not verify it, we say so rather than guess. Before you commit a budget, confirm anything that drives it with the city or county, and talk to your attorney or CPA on questions of law or tax.
Published by USA Mortgage Funding, LLC, NMLS #152588. Researched from primary sources by our team, drafted with AI assistance, and every figure checked against its source before publishing. Where an answer rests on a public record, that record is linked under it. Figures read on 2026-08-28.
Funding Boulder deals fast.
Get real terms, usually same day. No obligation, no hard credit pull to start.
