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Program 05
Transactional Funding in Broken Arrow
Transactional funding for wholesalers closing double closes in Broken Arrow.
Transactional funding bridges the A-to-B leg of a double close, up to 100% of the purchase price at a flat fee, with no credit check or appraisal, repaid when the B-to-C resale funds. In Oklahoma the clock is set by statute, not by your lender: a covered wholesale contract carries a two-business-day cancellation right, and the deed cannot be signed until it ends. We underwrite to that schedule rather than around it, for wholesalers working the Broken Arrow, Coweta and Wagoner County corridor. Business-purpose only, and not a commitment to lend.
Same-day
funding
100%
of purchase
Days
not weeks
No credit
check
Typical figures, subject to underwriting and market conditions. Not a commitment to lend.
How it works
Funding is typically same-day with flat-fee pricing and no appraisal or credit check, since the loan is repaid from the simultaneous resale. Bring us the closing docs and we handle the rest.
Who it's for
Wholesalers
Assignment and double closes
Back-to-back closings
Time-sensitive resales
Typical terms
UseFunds the A-to-B leg
LeverageUp to 100% of purchase
TermDays, not weeks
PricingFlat fee
UnderwritingNo credit / appraisal
CloseSimultaneous
*Typical terms, subject to underwriting and market conditions.
Local FAQ
Transactional Funding in Broken Arrow, answered.
Does Oklahoma's wholesaler law reach a Broken Arrow double close?
Yes. The Wholesaler Act (59 O.S. 858-314, effective 2025-11-01) defines a double closing on residential property into the regulated category, and it sits on top of a marketing-license rule that has applied since 2021, amended in 2024. If you contract to buy a Broken Arrow house from a homeowner and resell it before or at closing, the disclosure duties apply.
Can the A-to-B and B-to-C legs close the same day here?
Not on a covered wholesale deal. The contract must state, in bold next to the seller's signature, that the wholesaler cannot ask the seller to sign a deed until the seller's right to cancel has ended, and that right runs two business days. A same-day double close cannot outrun a cancellation window that has not expired.
Why does a Broken Arrow closing take longer than the wire-same-day pitch other lenders make?
Two reasons, both structural. Oklahoma requires an Oklahoma-licensed attorney to examine a certified abstract before any title commitment issues, and the abstractor has to be licensed in the county where the property sits. Broken Arrow spans Tulsa and Wagoner counties, so which plant you queue in depends on the parcel, not on the buyer.
What has to be attached to a Broken Arrow wholesale contract for the disclosure to hold up?
The seller's bold cancellation notice and the Real Estate Commission's cancellation form. Leave either off and the statute makes the contract invalid and unenforceable by the wholesaler. The form is published by the Oklahoma Real Estate Commission at no cost; talk to Oklahoma counsel about how it applies to your specific contract.
What do the deed stamps cost on a Broken Arrow double close?
Documentary stamp tax runs statewide at $0.75 per $500 of consideration, and a double close pays it twice. On a $250,000 A-to-B and a $290,000 B-to-C, that is $375 plus $435, or $810 in stamps across the two deeds, before recording fees.
FAQ
Transactional Funding questions, answered.
What is transactional funding, and when do I use it?
Transactional funding is short-term capital that funds the A-to-B leg of a back-to-back (double) closing, so you can resell to your end buyer (B-to-C) the same day. It is built for wholesalers and assignment deals where you need to take title briefly without using your own cash.
How much does transactional funding cost?
It is priced as a flat fee rather than an interest rate, since the money is only out for a day or two. Market pricing generally runs about 1% to 3% of the amount funded, with a dollar minimum on small deals. You also cover the normal double-close costs such as title, escrow, and recording.
How much of the purchase will you fund?
We can fund up to 100% of your purchase price on the A-to-B closing, so you bring no money to the table. The loan is repaid directly from the proceeds of your simultaneous B-to-C sale.
Do you check credit or require an appraisal?
No. Transactional funding requires no credit check and no appraisal. Approval rests on a verified, ready-to-close end buyer rather than your personal finances, which is why it can fund same-day.
What do you need to fund the deal?
Your executed A-to-B and B-to-C contracts, proof of the end buyer's funds, and a title or escrow company that allows back-to-back closings. With those in hand we can fund the same day.
How long is the loan?
Very short, usually a matter of days. It is designed to be repaid out of the same-day or next-day resale, not held like a normal loan.
Resources
Guides for Transactional Funding
Fix and Flip · 6 min read
Fix and Flip Loan Requirements: What You Need to Get Funded
Read the guide Transactional · 4 min read
What Is Transactional Funding? (Double Closings for Wholesalers)
Read the guide Fix and Flip · 5 min read
Can You Fund a Fix and Flip With No Money Down?
Read the guide Getting Funded · 4 min read
How Fast Can a Hard Money Loan Close?
Read the guide Compare
Transactional Funding vs. other options
More in Broken Arrow
Other programs in Broken Arrow
Fix and FlipUp to 90% / 100% rehabRental / DSCR30-yr fixed, DSCR from 0.75Ground-Up ConstructionUp to 70% LTV, most statesCRE BridgeUp to $10M, 24-36 moBank Statement / No-DocNo tax returns requiredConventional InvestmentNon-owner-occupied investmentPortfolio LoansMultiple properties, one loanCRE PermanentLong-term agency & permSBA Financing7(a) & 504 placement
Funding Broken Arrow deals fast.
Get real terms, usually same day. No obligation, no hard credit pull to start.