Denton double closings get transactional funding for the first leg.
For wholesalers and assignment deals, we fund the A-to-B leg so you can close the B-to-C. Short-term transactional capital that bridges the gap and keeps your deal on schedule. Denton County's motivated sellers sit along the US-380 corridor, where values corrected hardest and new-build supply landed heaviest. Business-purpose only, and every structure is set in underwriting.
Typical figures, subject to underwriting and market conditions. Not a commitment to lend.
How it works
Funding is typically same-day with flat-fee pricing and no appraisal or credit check, since the loan is repaid from the simultaneous resale. Bring us the closing docs and we handle the rest.
*Typical terms, subject to underwriting and market conditions.
Local FAQ
Transactional Funding in Denton, answered.
Which written disclosures does Texas require before I assign a Denton contract?
Two, and neither one is a license: Occupations Code 1101.0045 and Property Code section 5.0205 each carry their own written notice. Texas Occupations Code 1101.0045 lets you assign a purchase contract without a license, as long as you don't use it to broker and you give written disclosure of your equitable interest to the seller and the potential buyer. Since SB 1577 took effect on January 1, 2024, that written notice has to go to both, not just the buyer. Skip the disclosure and the statute treats it as unlicensed real estate brokerage, so get the paperwork right before you assign or double close on a Denton or Aubrey property. Texas has a second disclosure statute that older templates miss: Property Code section 5.0205 requires its own written notice before you enter into the contract to sell an option or assign a purchase contract, telling the potential buyer that you are assigning an interest and do not hold legal title, and telling the property owner that you intend to assign. It is a separate duty from the 1101.0045 disclosure, not the same one restated.
Does a double close on a Denton County wholesale deal cost me transfer tax on both legs?
No. Texas has no transfer tax, and the constitution bars the legislature from creating one. Article VIII, Section 29 of the Texas Constitution, added in 2015, prohibits any law imposing a transfer tax on a transaction conveying fee simple title to real property. So whether you assign the contract or run two separate closings on your A-to-B and B-to-C legs, there's no state transfer tax on either leg, in Denton or anywhere else in Texas. We found no Texas statute prohibiting a double close, but that is not the same as a legal opinion that yours is structured correctly: run the structure past a Texas real estate attorney.
Where does the Denton County foreclosure auction actually take place?
The southwest corner of the Denton County Courts Building, 1450 E McKinney Street in Denton, on the first Tuesday of each month. Denton County Commissioners Court designated that spot as the foreclosure sale location in Court Order 01-0792, and the county publishes it. Texas non-judicial sales run the first Tuesday under Property Code section 51.002, on at least 21 days' notice, with the specific time stated on each property's notice of sale. The county clerk's role is limited to file-marking and maintaining the postings; the substitute trustee runs the sale. So distressed basis for a Denton County assignment or double close surfaces on one predictable day a month rather than trickling in through a court docket.
How current is the Denton County foreclosure posting list I am reading?
Up to a day behind, and it has a 3:30 p.m. daily cutoff. Since June 18, 2020 Denton County takes foreclosure postings electronically at a county mailbox that is checked each business day at 3:30 p.m. Anything arriving after 3:30 p.m., or on a weekend or a county holiday, is processed the next business day, and the county tells filers to allow up to 24 hours for a posting to become viewable online. Filed postings also go into the physical foreclosure binder at the Courts Building, and if county clerk offices close for weather, postings may be filed or posted up to 48 hours after offices reopen. The clerk's own fee for posting a notice of sale is $2 under Property Code section 51.002(f). Build the 24-hour lag into your notice-to-auction math instead of assuming the online list is live.
What will Denton County charge to record the deeds on both legs of a double close?
On the published schedule, about $33 for a two-page warranty deed, so roughly $66 across both legs. The Denton County Clerk's real property fee schedule, as published and accessed in August 2026, charges $25 for the first page, which includes a $10 records management and preservation fee under Local Government Code section 118.011, then a separate required recording information page at $4, then $4 for each additional page. The schedule notes that any print on the back of a sheet counts as a page. Run the same arithmetic on your own instruments: a one-page deed is $29 and a five-page deed of trust is $45. Those page counts are illustrative rather than a Denton norm, and the county prints no effective date on the schedule, so confirm the current figures before you budget them. One more Denton requirement: to record electronically you must go through an approved partner, and the county's business directory names CSC eRecording, eRecording Partners Network and Simplifile. That partner's per-document fee is the vendor's, not the county's, and no e-recording surcharge appears on the county schedule. The county publishes no recording cutoff time and no turnaround commitment, so nobody can promise you same-day recording in Denton County on the strength of a county rule. Ask the title company handling your file what submission window they work to.
Can the title company fund my A-to-B leg out of the end buyer's money?
Ask them, because the state rule is that the money has to be in hand first. Texas procedural rule P-27, in the Texas Department of Insurance Basic Manual, Section IV, effective June 10, 2018, bars a title agent from disbursing from an escrow or trust account until good funds equal to all disbursements have been received and deposited. That is the mechanical reason the B-to-C wire generally has to land and clear before an escrow officer can fund your A-to-B purchase, and it is the argument for having your own capital on the first leg rather than a paper-thin simultaneous close. Whether a particular Denton County title company will fund the first leg from the second leg's proceeds is a house rule that varies by underwriter and branch, and we found no sourced local norm, so get the answer in writing from the branch closing your file before you set a date.
Will my title company charge a different premium on a Denton double close than elsewhere in Texas?
No. Texas title premiums are set by the state, not the title company. The Texas Insurance Commissioner is required to fix and promulgate title insurance premium rates statewide, so the owner's policy premium on a given policy amount is identical at every title company in Denton, Dallas, or anywhere else in Texas. Competition happens on escrow service and closing fees, not on the base premium, so there's nothing to shop for on the title side of a Denton double close.
Where's the distressed inventory coming from for a Denton County assignment right now?
The US-380 corridor towns, where values have corrected the hardest. As of mid-2026, Aubrey, Little Elm, and Pilot Point are down 7% to 8% year over year on Zillow's home value index through June 2026, while Flower Mound and Highland Village in the county's south are nearly flat. That gap is where a wholesaler finds sellers motivated enough to move on an assignment or double close, and it's also the part of the county where new-build supply landed hardest.
Do I bring a down payment on the A-to-B leg, or just the recording and escrow costs?
Up to 100% of the purchase price on the first leg. What you bring is closing costs, not a down payment. Denton County's published recording schedule puts a two-page warranty deed near $33, so roughly $66 across the two deeds, with the title company's escrow and closing fees on top of that. Our side is priced as a flat fee rather than a rate. Subject to underwriting.
Does the state good-funds rule set how long I hold transactional capital here?
It does, and the answer is days, not weeks. This is capital for a simultaneous close: it funds the A-to-B leg and comes back out of the B-to-C leg. It is not a hold. That matters in Denton because a title agent cannot disburse until good funds have landed under state procedural rule P-27, so your schedule is set by when the end buyer's wire clears. Confirm the branch's submission window before you set a date. Subject to underwriting.
Local rules move. Every tax rate, fee, ordinance and market figure here comes from a primary source and carries the date we read it, and we correct them as the rules change. Where a number is mid-change or we could not verify it, we say so rather than guess. Before you commit a budget, confirm anything that drives it with the city or county, and talk to your attorney or CPA on questions of law or tax.
Published by USA Mortgage Funding, LLC, NMLS #152588. Researched from primary sources by our team, drafted with AI assistance, and every figure checked against its source before publishing. Where an answer rests on a public record, that record is linked under it. Figures read on 2026-08-12.
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