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Ground-Up Construction in Denton

Denton County's fee stack is a moving target with a hard date on it. Ordinance 25-1143 stepped the City of Denton's water and wastewater impact fees on plat date: lots platted from 2019 through May 31, 2026 pay roughly $8,300 to $12,400 per door combined, and lots platted on or after June 1, 2026 pay roughly $10,100 to $22,500, depending on zone and drainage basin. On the US-380 corridor, much of the new supply builds through the county's own permitting rather than a city. We fund land and vertical construction up to 70% LTV and 85% of cost, subject to underwriting.

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70%
max LTV
85%
of cost
Most states
funding
$5M
max loan

Typical figures, subject to underwriting and market conditions. Not a commitment to lend.

How it works

We finance both the land and the vertical construction, with a draw schedule built around your timeline. Experienced builders can access higher leverage on cost.

Who it's for
Spec home builders
Developers and operators
Lot purchase or teardown
Build-to-rent strategies
Typical terms
Loan amountUp to $5M
LeverageUp to 70% LTV / 85% LTC
Term12 to 24 months
DrawsPer build schedule
RateFrom 10.00%*
UseSpec or build-to-rent
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*Typical terms, subject to underwriting and market conditions.

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Ground-Up Construction in Denton: local questions

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