El Paso, Texas prices new single-family permits on a sliding per-square-foot scale, roughly $0.82 a square foot in the 1,300 to 2,399 range, so a 2,000 square foot spec house permits for about $1,640 before the technology fee. That is roughly three times Killeen's fee, but El Paso publishes a genuine expedited review path with posted prices. The bigger variable is the lot: which MUD or water district it sits in can move the tax stack by close to a full point, and the city sits in a desert market where the utility has not received a full Rio Grande allocation in about a decade. We finance the land and the vertical build up to 70% LTV and 85% of cost, with draws sized to your schedule, subject to underwriting.
Typical figures, subject to underwriting and market conditions. Not a commitment to lend.
We finance both the land and the vertical construction, with a draw schedule built around your timeline. Experienced builders can access higher leverage on cost.
*Typical terms, subject to underwriting and market conditions.
Pressure-test the deal in seconds with our free construction loan calculator, no sign-up required.
Get real terms, usually same day. No obligation, no hard credit pull to start.