Nashville rewrote the rules on infill construction in one pass. BL2025-1006 cut the maximum height on single-family and two-family lots from 3 stories to 2.5, with the new height table effective February 27, 2026, and at the same time deleted the old five-part test that made two-family permitting a fight. The envelope got shorter and the entitlement got easier, which changes what a lot yields and what it is worth. We fund land plus vertical construction up to 70% LTV and 85% of cost, sized to the plan you can actually permit, subject to underwriting.
Typical figures, subject to underwriting and market conditions. Not a commitment to lend.
We finance both the land and the vertical construction, with a draw schedule built around your timeline. Experienced builders can access higher leverage on cost.
*Typical terms, subject to underwriting and market conditions.
Pressure-test the deal in seconds with our free construction loan calculator, no sign-up required.
Get real terms, usually same day. No obligation, no hard credit pull to start.