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Ground-Up Construction in College Station

College Station's fee stack is knowable before you break ground: a standard residential meter carries $2,325 in water impact fees plus $3,300 in wastewater for permits pulled in 2026, and the city also charges a separate roadway impact fee on top of that. Once your permit issues, construction has to start within 180 days or it can expire. Brazos County sits inland with no TWIA windstorm exposure, which keeps builder's risk simpler than a coastal Texas site. We fund the land and the vertical build up to 70% LTV and 85% of cost, with draws sized to your schedule, subject to underwriting.

Get my rateProgram details
70%
max LTV
85%
of cost
Most states
funding
$5M
max loan

Typical figures, subject to underwriting and market conditions. Not a commitment to lend.

How it works

We finance both the land and the vertical construction, with a draw schedule built around your timeline. Experienced builders can access higher leverage on cost.

Who it's for
Spec home builders
Developers and operators
Lot purchase or teardown
Build-to-rent strategies
Typical terms
Loan amountUp to $5M
LeverageUp to 70% LTV / 85% LTC
Term12 to 24 months
DrawsPer build schedule
RateFrom 10.00%*
UseSpec or build-to-rent
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*Typical terms, subject to underwriting and market conditions.

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Ground-Up Construction in College Station: local questions

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