Question 1

What does it cost to permit a new build in Frisco versus Celina?

Accepted Answer

Roughly $1,448 in Frisco against about $5,378 before impact fees in Celina, for the same 2,400 square foot house. Frisco's 2025 fee ordinance charges $1,000 for the first 2,000 square feet plus $0.37 per additional square foot in that size band, plus a $300 non-refundable application fee, which works out to about $1,448 on a 2,400 square foot house. Celina's November 2025 master fee chart runs plan review, a per-square-foot building permit at $1.12, park improvement, building activity and other line items to about $5,378 before impact fees on the same house. If you are pricing a spec build across the northern tier instead of in Frisco itself, budget the permit line by city, not by county.

Question 2

What do impact fees add to a lot in Frisco?

Accepted Answer

Roughly $6,400 to $8,700 per lot, from a 2019 ordinance we could not confirm is still current. Frisco's Ordinance 19-04-29 sets single-family roadway impact fees of $1,935 to $4,257 per dwelling unit depending on service area, plus $2,120 for water and $2,344 for wastewater per service unit on a 1-inch meter, all collected at 70% of the maximum. That is the schedule as written; Texas law contemplates periodic impact-fee updates and we found no newer Frisco ordinance this session, so verify the current fee with the city before you underwrite a lot. Confirm the number before you close, not after.

Question 3

Is there still buildable land in Frisco, or do I need to build farther north?

Accepted Answer

Frisco is one of the county's established, built-out cities, so most of Collin County's new-construction lot supply sits north in Celina, Prosper and McKinney. The county sorts into three lanes: established high-basis cities like Frisco, Plano and Allen with the lowest tax stacks and the least raw land; a northern growth tier of Prosper, Celina and McKinney carrying the highest tax stacks, the MUD and PID overlays, and the fastest home-value declines; and an eastern value tier of Wylie and Murphy. A Frisco-area build is more likely to be a teardown-and-rebuild or an infill lot than a subdivision lot, which changes both your permit line and your impact-fee exposure against a Celina or Prosper site.

Question 4

How do MUDs and PIDs change a construction budget on a Collin County lot?

Accepted Answer

They sit on top of the tax rate you see, and a PID assessment does not show up on the rate table at all. Collin County's 2025 rate list carries nineteen municipal utility districts, most at 1.000000 per $100 of value and some as high as 1.200000, plus seventy-one public improvement districts that each print a rate of 0.000000, because a PID is a separate assessment, not a tax rate. Those PIDs sit in the named northern growth-tier subdivisions, not inside Frisco's built-out core. If you are building or buying a lot outside Frisco proper, pull the district assessment from the closing disclosure and the county roll, because the rate table alone will understate the carry.

Question 5

What should I budget for reinspections and after-hours inspections on a Frisco build?

Accepted Answer

$50 for a residential reinspection and $150 for an inspection outside normal business hours, under Frisco's current fee ordinance. We did not find a published plan-review or permit turnaround target from Frisco's Plans and Permits process, so we do not publish a day count for how long inspections take here, and you should not underwrite one from a broker's estimate either. Build your draw schedule around the fee items you can document, and buffer around the schedule you can't.

Question 6

Does building in the fast-growing part of the county carry more risk than building in Frisco itself?

Accepted Answer

Yes, on the value side. Celina was the fastest-growing city in the country in the 2025 Census vintage estimate, and its home values still fell 9.3% year over year through July 2026, against Frisco's smaller 4.6% decline over the same period. Growth here is showing up as new supply, not price support, so a spec build timed to sell into a fast-growing but falling-price submarket needs a term long enough to clear inventory, not just to finish construction. That is a term-length and interest-reserve conversation to have with us before you break ground, not after.

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