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Program 04

CRE Bridge in Frisco

Frisco commercial bridge loans for the Tollway's fastest-growing projects.

USA Mortgage funds commercial bridge loans up to $10 million in Frisco, up to 75% of value with interest-only payments over a 24 to 36 month term, so you can reposition an asset, refinance, or buy out a partner. Frisco's active commercial pipeline runs the Dallas North Tollway and US-380 corridor: Firefly Park, Fields, and The Mix, plus the Universal Kids Resort that opened in July 2026, and each project changes how retail, office, hotel, and mixed-use deals get financed here before they qualify for permanent debt. When the asset stabilizes, we refinance you into permanent financing we also place in house. Business-purpose commercial financing only, and every quote is subject to underwriting.

CRE Bridge in Frisco, TX from USA Mortgage
$10M
max loan
24-36 mo
terms
All types
property
Cash-out
available

Typical figures, subject to underwriting and market conditions. Not a commitment to lend.

How it works

Use bridge capital to reposition an asset, buy out a partner, or stabilize before a refinance. We move quickly on commercial deals that banks find too time-sensitive. When the asset is stabilized, we refinance you out of the bridge and into long-term permanent debt, which we also place in house, so you have a clear exit from day one.

Who it's for
Value-add commercial real estate
Repositioning and lease-up
Partner buyouts
Pre-stabilization holds
Typical terms
Loan amountUp to $10M
Max leverageUp to 75% LTV
TermUp to 24 to 36 months
RateFrom 9.00%*
PaymentsInterest-only
StructureBridge or cash-out
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*Typical terms, subject to underwriting and market conditions.

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Local FAQ

CRE Bridge in Frisco, answered.

What kind of commercial deals actually get financed with a bridge loan in Frisco?
Retail, office, hotel, and mixed-use deals tied to the Dallas North Tollway and US-380 corridor. Frisco's active pipeline includes Firefly Park, 230 acres at US-380 and the Tollway with 650,000 square feet of office and a 177-key hotel breaking ground in August 2026; the Fields West phase, 360,000 square feet of retail and 325,000 square feet of office that was 70% pre-leased as of November 2025; and The Mix, a $3 billion project at Lebanon Road and Dallas Parkway. A bridge loan lets a buyer move on a piece of one of these projects before it can go to permanent financing.
Why use a bridge loan instead of a bank for a Frisco commercial deal?
Because the projects reshaping Frisco run on a construction and lease-up timeline a bank is not built to carry. Firefly Park's hotel breaks ground in August 2026 and Fields West does not open until Q3 2027, so a buyer positioning around that pipeline is financing a stabilizing asset, not a finished one. We fund the bridge in house on our own capital, then refinance you into permanent financing once the asset stabilizes.
Has anything opened in Frisco recently that changes commercial demand?
Yes: Universal Kids Resort opened July 1, 2026, at Panther Creek Parkway and the Dallas North Tollway. That is a new hospitality and lodging demand anchor in a city that already permits short-term rentals for $300 a year, and it is a real factor to weigh on hotel, retail, and mixed-use bridge deals near the corridor.
Is there an event driving near-term commercial demand near Fields Ranch?
Yes: the PGA Championship comes to Fields Ranch May 17 to 23, 2027, the first men's major golf championship in the Dallas-Fort Worth area in 64 years. A dated event like that sets a real deadline for hospitality, retail, and lodging projects nearby, which is the kind of timeline a bridge loan is built to cover before a project reaches permanent financing.
Does anyone publish vacancy rates or cap rates for Frisco commercial property?
Not that we could source. No Collin County commercial vacancy, rent, or cap rate data has been published anywhere we could verify. Underwrite a Frisco commercial bridge deal on the asset's own rent roll, lease terms, and construction budget rather than a market cap rate, and talk to your CPA or broker about current local comps before you assume one.
FAQ

CRE Bridge questions, answered.

What can a commercial bridge loan be used for?
Bridge capital is for repositioning or stabilizing a commercial property before permanent financing: value-add, lease-up, a partner buyout, or pulling equity out through a cash-out. We lend across property types on terms up to 24 to 36 months, with loans up to $10M.
What rates, leverage, and terms should I expect?
Our commercial bridge pricing starts around 9%, interest-only, up to roughly 75% loan-to-value, on terms up to 24 to 36 months. Published bridge pricing generally runs 8% to 12% with 1 to 3 points. Final terms depend on the asset, the business plan, and sponsor strength.
How fast can a commercial bridge loan close?
Commercial deals usually close in 2 to 4 weeks. They take a little longer than residential because of the appraisal, the rent roll and operating-statement review, and any third-party reports. We move as fast as the diligence allows and keep one point of contact on your file.
Do I need positive cash flow (DSCR) to qualify?
Not necessarily at closing. Bridge loans are often underwritten interest-only to the as-stabilized business plan rather than a minimum in-place DSCR, since the property is being repositioned. We do want to see a credible path to stabilization and enough in-place income or reserves to carry the loan.
What documents do you need for a commercial bridge request?
Typically the purchase contract or current debt, a rent roll and trailing-12-month operating statement, your business plan and renovation budget, and sponsor financials. Larger assets may also need a property condition report and an environmental review. We will give you a clear checklist up front.
Is the loan recourse, and is cash-out available?
Most bridge loans are recourse with a personal guarantee, while lower-leverage non-recourse can be possible on stronger assets. Cash-out is available when there is equity to support it. We structure recourse and leverage around the specific deal.
See all frequently asked questions
Resources

Guides for CRE Bridge

Rates & Costs · 5 min read
Hard Money Loan Rates and Costs, Explained
Read the guide
Bridge · 4 min read
What Is a Bridge Loan in Real Estate?
Read the guide
Getting Funded · 4 min read
LTV vs LTC: What's the Difference?
Read the guide
Getting Funded · 4 min read
How Fast Can a Hard Money Loan Close?
Read the guide
Browse all guides
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CRE Bridge vs. other options

Comparison
Bridge Loan vs DSCR Loan
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About the local figures on this page

Local rules move. Every tax rate, fee, ordinance and market figure here comes from a primary source and carries the date we read it, and we correct them as the rules change. Where a number is mid-change or we could not verify it, we say so rather than guess. Before you commit a budget, confirm anything that drives it with the city or county, and talk to your attorney or CPA on questions of law or tax.

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