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Program 06

Bank Statement / No-Doc in San Francisco

San Francisco bank statement loans that skip the tax return.

We qualify San Francisco investors on 12 to 24 months of bank statements, or on the property itself with no income documents at all, on loans from $100,000 to $3,000,000. No tax returns means no walking an underwriter through a complex Bay Area return. San Francisco entry prices sit well above most of the country, so the loan size has to fit what buying here actually costs. Business-purpose investment property only, subject to underwriting.

Bank Statement / No-Doc in San Francisco, CA from USA Mortgage
0
tax returns
No-doc
options
Self-employed
friendly
$3M
max loan

Typical figures, subject to underwriting and market conditions. Not a commitment to lend.

How it works

We can underwrite using 12 to 24 months of bank statements, or structure a no-doc loan that leans on the property and your reserves. It fits business owners, 1099 earners, and investors who don't fit a conventional income box.

Who it's for
Self-employed investors
Business and 1099 income
Investors with heavy write-offs
Personal name or LLC
Typical terms
Loan amount$100K to $3M
Income docsBank statements or none
PropertyInvestment / business-purpose
TermShort-term or 30-yr
CreditFrom 640
Down paymentFrom 20%
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*Typical terms, subject to underwriting and market conditions.

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