Everett Hard Money and Investor Loans
Which school district your Everett parcel sits in changes the levy.
USA Mortgage funds investors across Everett. Boeing still anchors the local economy in aerospace. Everett caps short-term rentals at two properties per owner. Every loan is business-purpose only, subject to underwriting.
You hear the decision from the people who actually underwrote your deal.
Everett's tax bill runs on two different lines
The 2026 typical levy is $8.5886 per $1,000 inside Everett School District territory, but the same city carries a lower 7.7629 rate on the Mukilteo School District side, where 42% of the city's assessed value sits. New-construction impact fees follow the same split: $22,188 in the Everett district against $9,632 in the Mukilteo district.
The county's growth is happening around Everett, not in it
Everett itself has grown only 3.9% since 2020, while Lake Stevens (+19.5%), Arlington (+17.7%), and Marysville (+8.6%) have absorbed most of the county's expansion. Gross rental yields follow the same pattern: Lake Stevens, Arlington, Marysville, and Monroe are the only four of our eight cities where gross yield clears 4%.
A rehab and a rental are taxed by two different rates
Washington charges retail sales tax on construction labor, so a $100,000 Everett rehab carries about $9,900 in sales tax, and a flipper cannot use a reseller permit to avoid it. A buy-and-hold, by contrast, is priced by the property tax levy rate, which runs in the opposite direction across our eight cities from the sales tax rate.
Loan programs in Everett
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